Information about Credit, Debit, and Prepaid Application of BIN Number. Issuer is Visa Visa. and distribution network is VISA. Country of Issuance is United States of America.
All Stated Information is Relevant for the 403163 BIN/IIN Number& Information regarding availability to purchase CC under this BIN are updated in accordance. If this post stays available, it can be implied that the CC is for sale, the CC counts are auto-updated using our custom API for available stock injection and balances.
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A Bank Identification Number (BIN), sometimes called an Issuer Identification Number (IIN), is made up of the first six digits of a payment card’s number. This short string of numbers helps identify the financial institution that gave out the card—whether it’s a credit card, debit card, prepaid card, or even a reward card. It plays a key part in how digital payments move from one place to another. When systems check those six digits, they can quickly tell what kind of card it is, what company it’s tied to (like Visa, Mastercard, or American Express), and whether it might be risky. This check helps businesses decide if a payment should go through and keeps fraud at bay.
Credit and debit cards can have up to 19 numbers. These numbers aren’t random. They follow a pattern based on rules from the ISO/IEC 7812 standard, which makes it easier for banks and systems to process them.
Here’s how the numbers break down:
• MII (Major Industry Identifier) – This is the first number and shows what kind of company issued the card. A bank, a phone company, or a travel company.
• Issuer Identifier – These five numbers come after the MII. Together with the first number, they make up the full BIN.
• Account Number – This part can be up to 12 digits and links directly to the customer’s account.
• Check Digit – The last number. It’s used to double-check the whole sequence using a math rule called the Luhn algorithm.
So, the first six numbers of a card help figure out where it came from and who issued it. That’s the BIN.
BINs aren’t just for identifying banks. They’re used in lots of ways to help businesses and protect buyers:
• Spotting Card Types – Whether it’s a business credit card or a prepaid one, the BIN can say so right away.
• Improving Security – By checking if the card matches the person’s location, companies can spot if something’s off, like if the card’s from one country but the computer is somewhere else.
• Faster Transactions – Companies can make smarter decisions about fees, routes, and rules based on the card’s BIN.
By using BINs, businesses can lower fraud, avoid payment problems, and adjust their services based on where the card came from and what it’s used for.
