Is a Luxembourg shelf company helping with banking? Pls answer ASAP

[M.O.A.B]

Alright, I’m looking into buying a shelf company and need a quick answer—if I get a Luxembourg shelf company, will it actually make it easier to open a bank account? Or are banks still gonna treat it like a new company and ask for all the same bullsh*t paperwork? Trying to figure out if it’s worth the extra money or if I should just register a new one instead.

Anyone dealt with this before? Need answers ASAP.

 

[LetsCleanItTogether]

A Luxembourg shelf company won’t magically make banking easier. Banks don’t give a f*ck if a company is 5 years old if it’s been inactive the whole time. They’ll still do their due diligence, and if there’s no business history, no transactions, and no real operations, they’ll treat it just like a brand-new company anyway.

The only time an aged company helps is if it has a clean track record with existing banking relationships. Otherwise, you’re still gonna have to go through the whole onboarding process like anyone else.

 

[M.O.A.B]

A Luxembourg shelf company won’t magically make banking easier. Banks don’t give a f*ck if a company is 5 years old if it’s been inactive the whole time. They’ll still do their due diligence, and if there’s no business history, no transactions, and no real operations, they’ll treat it just like a brand-new company anyway.

The only time an aged company helps is if it has a clean track record with existing banking relationships. Otherwise, you’re still gonna have to go through the whole onboarding process like anyone else.

So basically, unless the company was actually running, it doesn’t mean sh*t? Damn. Thought a shelf company would make it smoother.

 

[LetsCleanItTogether]

So basically, unless the company was actually running, it doesn’t mean sh*t? Damn. Thought a shelf company would make it smoother.

Exactly. Banks are not dumb—they can tell if a company is just a paper entity that’s been sitting there doing nothing. The whole “aged company helps with banking” thing used to work better before banks got stricter. Now, they wanna see real business activity, not just a registration date from years ago.

Honestly, if your plan is banking, you’re better off setting up a brand-new company with proper documents than spending extra on a shelf company that’s gonna get the same level of scrutiny.

 

[M.O.A.B]

Exactly. Banks are not dumb—they can tell if a company is just a paper entity that’s been sitting there doing nothing. The whole “aged company helps with banking” thing used to work better before banks got stricter. Now, they wanna see real business activity, not just a registration date from years ago.

Honestly, if your plan is banking, you’re better off setting up a brand-new company with proper documents than spending extra on a shelf company that’s gonna get the same level of scrutiny.

So I’d be paying extra for nothing? Wtf. Does this apply to all banks, or is it just the big ones being annoying?

 

[LetsCleanItTogether]

So I’d be paying extra for nothing? Wtf. Does this apply to all banks, or is it just the big ones being annoying?

Pretty much all legit banks care more about actual business activity than company age. Some smaller, shady banks might be more lenient, but those are the ones that get shut down or blacklisted the fastest. If you’re trying to go the legit route, you’re gonna have to prove your company isn’t just a shell with no purpose.

If you still wanna go for a shelf company, at least make sure it has some transaction history—that’ll help a bit. But if it’s been sitting dead in a business directory for years? It’s useless.

 

[krunkerio]

Pretty much all legit banks care more about actual business activity than company age. Some smaller, shady banks might be more lenient, but those are the ones that get shut down or blacklisted the fastest. If you’re trying to go the legit route, you’re gonna have to prove your company isn’t just a shell with no purpose.

If you still wanna go for a shelf company, at least make sure it has some transaction history—that’ll help a bit. But if it’s been sitting dead in a business directory for years? It’s useless.

Also, another thing—Luxembourg banks are extra picky now. Ever since all the EU transparency laws, they’re not messing around with unverified money anymore. They’ll ask for a real business plan, proof of funds, and full due diligence no matter how old the company is. A shelf company won’t save you from that.

Honestly, if you’re looking for banking + shelf company, Luxembourg is a bad choice now.

 

[M.O.A.B]

Also, another thing—Luxembourg banks are extra picky now. Ever since all the EU transparency laws, they’re not messing around with unverified money anymore. They’ll ask for a real business plan, proof of funds, and full due diligence no matter how old the company is. A shelf company won’t save you from that.

Honestly, if you’re looking for banking + shelf company, Luxembourg is a bad choice now.

Damn. So Luxembourg is not worth it for this? Any better options?

 

[LetsCleanItTogether]

Damn. So Luxembourg is not worth it for this? Any better options?

If you’re dead set on a shelf company with easier banking, look at UAE or Singapore—they’re still strict, but not as bad as Luxembourg. If you just need anonymity, Nevis or Belize still work, but banking is harder in those places now.

If you’re serious about a real business, though, just register a new company and go through the process properly. Shelf companies aren’t the banking cheat code they used to be.